That's life; expressing resignment to a situation or set of circumstances, usually without complaint
Unfortunately the insurance doesn't cover that. Sorry, but it is what it is.
Let it be; accept the fact and let the matter rest.
Used other than figuratively or idiomatically: see it, is, what, it, is. This thing has its own distinct nature; this thing is itself.
That every thing has a real constitution, whereby it is what it is, and on which its sensible qualities depend, is past doubt.
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